In the privacy policy references to 'we' or 'us' refer to ALBA Money a trading style of Mortgage Check, registered office 24 Main St, Stewarton, East Ayrshire KA3 5AE This policy will explain what information we collect about you and how we use it.

THE INFORMATION WE COLLECT AND HOW

We May collect:

* Any personal details you type in and submit, such as name, address, email address, etc. We will use this to provide you with relevant information in the future.
* Data which allows us to recognise you, your preferences and how you use this website. This saves you from re-entering information when you return to the site. This data is collected by cookies from your navigation around the site. A cookie is a small amount of data which we send to your computer. The data is then stored on your browser or hard disk. Details about disabling these cookies can normally be found in the Help facility provided with your browser.
* Your IP address (this is your computer’s individual identification number) which is automatically logged by our web server. This is used to note your interest in our website. It is also possible that we will use your IP address to help diagnose problems on our web site.

By submitting your information you consent to the use of that information as set out in this policy. If for any reason our policy does change, we will post the changes on this page so you can view them. If changes occur with which you are unhappy, you can email us with and instruct us to no longer use your information.

It is not possible for us to predict the route which the information will travel (due to the Internet's infrastructure being a global one), this means your information may be temporarily transferred outside the European Economic Area. By submitting your information you consent to this transfer.

We will not sell, rent or pass on your information to any third parties without your express consent.

By submitting your information and using our web site, you consent to the collection, storage and processing of your personal information by us in the manner set out in this Policy.

The nature of Internet communications means that your communications may be susceptible to data corruption, interception and delays.

ALBA Money, its directors, employees and other representatives will not be liable for damages arising out of or in connection with the use of this site in any way. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

DATA PROTECTION

We are committed to protecting your privacy. We will only use the information that we collect about you lawfully (in accordance with the Data Protection Act 1998).

We collect information about you for 2 reasons: firstly, to process your application and second, to provide you with the best possible service.

We will not e-mail you in the future unless you have given us your consent.
We will give you the chance to refuse any marketing email from us or from another trader in the future.

The type of information we will collect about you includes:

your name
address
phone number
email address
credit/debit card details
salary & employment details
existing mortgage & financial commitments

We will never collect sensitive information about you without your explicit consent.
The information we hold will be accurate and up to date. You are entitled, under the Data Protection Act, to see a copy of any information we hold on you. We are happy to supply such information to you upon written request. If you find any inaccuracies we will delete or correct it promptly.

The personal information, which we hold, will be held on a secure, password-protected server. Only authorised personnel may access it. This is in accordance with our internal security policy and the law and the Which? Web Trader Code.

If we intend to transfer your information outside the EEA (European Economic Area) we will always obtain your consent first.

We may use technology to track the patterns of behaviour of visitors to our site. This can include using a "cookie" which would be stored on your browser. You can usually modify your browser to prevent this happening. The information collected in this way can be used to identify you unless you modify your browser settings.

Some services are provided to ALBA Money by third parties such as processing business or obtaining compliance or regulatory advice, which warrant the disclosure of more than just your basic contact details. You agree that personal information held by ALBA Money may be disclosed on a confidential basis, and in accordance with the Data Protection Act 1998, to any such third parties.

Calls may be recorded for training and monitoring purposes.

If you have any questions/comments about privacy, please contact us.

HYPER-LINKS

You may come across hyper-links on this site. These hyper-links may take you to sites operated by other organisations which we are not responsible for. When preparing our website we have taken every care possible. However, we have no control over any of the information you can access via other web sites. Therefore, no mention of any organisation, company or individual to which our web site is linked shall imply any approval or warranty as to the standing and capability of any such organisations, company or individual on the part of ALBA Money.

COPYRIGHT NOTICE

All design, text, graphics and arrangement thereof are the copyright of ALBA Money or of other copyright owners. Any unauthorised reproduction of the contents of this site without the prior written permission of ALBA Money is strictly prohibited.